Home / Workflows worth building trust around. SECTOR SOLUTIONS / INSTITUTIONAL DESIGN
Workflows worth building trust around. From permits and contracts to traceable shipments and financial integration concepts, start with the record, its owner and the evidence a verifier needs.
These are proposed pathways to evaluate with authorised owners. No national chain, payment rail, live biometric service, regulatory licence or institutional partnership is claimed.
Government & public services Enterprise operations Regulated financial concepts
RMOZ / How the data would flow
One accountable record lifecycle The same four questions guide every design: who owns the source, who may approve, what may be shared, and how can an error be corrected?
01 Identify Agree the authoritative record and accountable issuer.
02 Protect Classify evidence, participants and disclosure boundaries.
03 Approve Record review, exceptions, and permissioned handoffs.
04 Verify Share minimal permitted status and correction history.
B2G · institutional records
Government & public services Build better handoffs between agencies while keeping each official source and disclosure rule accountable.
Design pathway
Licences and permits
Plan issuance, renewal, suspension and status checks for authorised business licences.
How the data would flow
Source records Official licence reference, issuer, validity period and change events.
Required controls The issuing authority approves each change; commercial and personal details stay private.
What can be checked A limited, current validity check with a correction and revocation route.
Relevant RMOZ product
Design pathway
Civil and public credentials
Evaluate verifiable references to official certificates without exposing identity records.
How the data would flow
Source records Authorised certificate issuer, scoped document identifier and revocation state.
Required controls Consent, data classification, human review and selective disclosure are required.
What can be checked A verifier may check the issuer and record status without reading the underlying document.
Relevant RMOZ product
Design pathway
Public procurement and contracts
Trace tender milestones and approvals with clearly assigned institutional responsibilities.
How the data would flow
Source records Tender ID, bid events, authorised reviewers and contract version references.
Required controls Access by role, conflict-of-interest handling and auditable human award decisions.
What can be checked An attributable review and change history—not automated procurement authority.
Relevant RMOZ product
Design pathway
Judicial evidence custody
Describe evidence handoffs and preservation checks for authorised legal processes.
How the data would flow
Source records Case reference, custodian, evidence manifest and each documented handoff.
Required controls Confidential storage, lawful access, retention rules and verified chain of custody.
What can be checked An audit-ready sequence of references; admissibility remains a legal decision.
Relevant RMOZ product
B2B · connected business evidence
Enterprise operations Connect operational systems first; introduce shared proofs only where handoffs are hard to reconcile.
Design pathway
Invoice and receipt reconciliation
Match a supplier invoice to an approved receipt and track exceptions across systems.
How the data would flow
Source records ERP invoice ID, purchase order, goods receipt and approved corrections.
Required controls Named data owners, idempotent events, duplicate detection and exception review.
What can be checked A matched-reference history; no payment or settlement is performed.
Relevant RMOZ product
Design pathway
Product and shipment traceability
Join product identity, origin statements, custody handoffs and recall references.
How the data would flow
Source records Product or lot serial, issuer statement and signed shipment handoffs.
Required controls Physical checks and evidence ownership; GS1/EPCIS mapping only where authorised.
What can be checked A versioned provenance timeline, not proof that the physical product is genuine.
Relevant RMOZ product
Design pathway
Digital contract approvals
Follow contract drafts, approval stages, signature references and amendments.
How the data would flow
Source records Versioned agreement, responsible parties, consent and approval evidence.
Required controls Human authorisation and approved signature providers; no assumed legal e-signature.
What can be checked A clearer audit trail with disputes and amendments handled explicitly.
Relevant RMOZ product
Design pathway
Loyalty and rewards records
Explore attributable rewards balances and controlled programme rules.
How the data would flow
Source records Programme issuer, points events, redemption rights and expiration policy.
Required controls Customer consent, fair expiry, fraud review and a non-transferable default.
What can be checked A traceable programme record; transferable value requires separate legal review.
Relevant RMOZ product
Institutional research · separate licensing
Regulated financial concepts Plan payment, settlement and tokenisation workflows with authorised institutions; no financial operation is implied.
Regulatory review required
Interbank settlement design
Map institutional settlement instructions, confirmation responsibilities and reconciliation.
How the data would flow
Source records Authorised payment instruction, counterparties, limits and reference events.
Required controls Licensed operator, risk controls, accounting, disputes and settlement-finality legal review.
What can be checked A proposed workflow architecture, not an operating payment rail.
Relevant RMOZ product
Regulatory review required
ISO 20022 message integration
Evaluate message mapping between bank systems and accountable transaction records.
How the data would flow
Source records Approved message schemas, identifiers, source ledger and reconciliation events.
Required controls Bank-owned interface contracts, field validation, retention and replay protection.
What can be checked An integration blueprint; no live SARIE, SADAD or bank connection is asserted.
Relevant RMOZ product
Regulatory review required
Privacy-first biometric POS design
Explore palm/vein verification as a private identity-provider step, separate from payment execution.
How the data would flow
Source records Consent, approved identity match outcome, transaction reference and merchant policy.
Required controls No raw biometric templates on a public ledger; minimise linkable references and require a licensed payment provider.
What can be checked A privacy and approval pattern, not an available biometric payment service.
Relevant RMOZ product
Regulatory review required
Tokenised sukuk and asset rights
Explore instrument terms and lifecycle events only after establishing the underlying rights.
How the data would flow
Source records Issuer authority, legal rights, eligibility, disclosures and appointed custodians.
Required controls CMA or other applicable approvals, Shariah review, investor protections and independent custody.
What can be checked A scoped research case; no securities offer, issuance, yield or trading facility.
Relevant RMOZ product
RMOZ / Design pathway
Move from concept to a bounded pilot Select one source owner, one verifier, one correction route and measurable acceptance criteria. Decide whether a database or shared ledger actually helps.
Required controls Authoritative issuer and data owner Legal purpose, roles and consent Existing ERP/identity or payment interface contract Private evidence, audit and recovery controls Pilot success criteria and an approved operator Terms such as sovereign hosting, final settlement and biometric payments describe possible designs; regulated operation and performance require their own independent acceptance evidence.
