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Financial Infrastructure

The Infrastructure Behind Modern Finance

Instant settlements, secure payments, and digital ownership, deployed in-country with full regulatory compliance.

Instant Settlement

Secure Payments

Digital Ownership

Built-in Privacy

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Settlement in seconds

Secure payments

Digital asset ownership

Full transaction tracking

Data privacy built-in

In-country deployment

Locally compliant

Ready for banks & enterprises

Settlement in seconds

Secure payments

Digital asset ownership

Full transaction tracking

Data privacy built-in

In-country deployment

Locally compliant

Ready for banks & enterprises

USE CASES

Real solutions for your business

From banks to retailers, we provide the infrastructure for payments and digital ownership.

Developers & Investors

Real Estate & Assets

Fractional property ownership with transparent, auditable digital records.

Secure title records

Retailers & Consumers

Retail Payments

Fast, secure point-of-sale payments with full tracking.

Settlement in seconds

Manufacturers & Distributors

Supply Chain

Track products from source to consumer with provenance proof.

Full transparency

Businesses & Suppliers

Invoicing & Reconciliation

Automatic invoice matching and instant settlement between parties.

Instant matching

Brands & Customers

Loyalty Programs

Digital loyalty points transferable across partner networks.

Interoperable points

Banks & Financial Institutions

Interbank Settlement

Instant, final settlement between financial institutions.

Instant finality

FOUNDATION

Built for regulated settlement and ownership

SOVEREIGN INFRASTRUCTURE

In-country sovereign deployment

In-country deployment with audit-ready controls and alignment to local regulatory and privacy requirements.

LOCAL

Deployment

REG

Regulatory

01

FUND

Guarantee Fund

Risk-controlled Settlement

Reduce counterparty exposure with guarantee fund and net debit caps built into the settlement layer.

02

FINAL

Legal finality

Legal Finality

Close reconciliation in seconds instead of days, with finality aligned to local legal frameworks.

03

LOCAL

Data residency

Sovereign Deployment

Pass data residency requirements on day one with in-country hosting and no cross-border replication of personal data.

04

ASSETS

Ownership

Tokenized Ownership

Launch fractional ownership products faster with built-in institutional controls and audit-ready history.

05

No PII

Privacy

Biometric Payments

Cut checkout time and card dependency while maintaining auditable verification logs for compliance.

BUILT FOR YOU

Sovereign Financial Infrastructure for Every Ecosystem Participant

Enterprises

Banks

Developers

Regulators

2,600+ TPS

Minimum Network Setup

Enterprises & SMEs

Production-Ready Use Cases

Transform your business operations with immutable records, instant settlements, and full transparency with an audit trail for every transaction.

Supply chain traceability: prove origin of products and raw materials

Automated invoice reconciliation: instant settlement between parties

Digital contracts: sign and execute with full audit trail

Loyalty and rewards programs: tokenized exchangeable points

Asset tokenization: fractional ownership of real estate and equipment

REGULATORY CONFIDENCE

Art. 131

CBUAE Law

Settlement finality aligned with ledger commitment

Art. 6

KSA Law of Payments

Irrevocable settlement upon consensus

FATF R16

Travel Rule

Schema enforcement for required fields

Zero-Hour

Bankruptcy Protection

Settled funds protected from clawback

Platform Metrics

01

FINALITY

NabdBFT

~2s

Final settlement confirmation. No reversals, no forks.

02

CAPACITY

Throughput

4K+

Transactions per second.

03

20022

Native

ISO

Native message envelopes for transaction tracking and reconciliation.

04

PDPL

Compliant

0

PII on-ledger. Hashes and audit logs only.

Don't take our word for it. Try it yourself.

Our testnet is live now. Explore the explorer, review transactions, and see the infrastructure in action.

Explore Testnet

WHY IT MATTERS

The infrastructure problem RMOZ solves

Institutional tokenization and settlement are slowed by fragmented stacks, duplicated compliance, and jurisdictional incompatibility that increases cost and risk.

RMOZ APPROACH

Deploy national, regional, or enterprise instances governed locally, then connect them through standards, policy controls, and audit trails that regulators and institutions can review.

01

Fragmented tokenization stacks

Multiple ledgers, registries, and issuers create reconciliation overhead and operational risk.

02

Compliance duplicated everywhere

Each institution rebuilds policy controls, evidence packs, and reporting layers for every use case and rollout.

03

Jurisdictions cannot interoperate

Different rules, data residency requirements, and finality frameworks make cross-border coordination slow and complex.

04

Standards-based interoperability

Independent deployments can align on standards and auditability without forcing a shared, cross-border control plane.

APPLICATIONS

Procurement-ready deployment tracks for regulated institutions.

01

SOVEREIGN

Sovereign Blockchain as a Service

Deploy a complete private blockchain in-country. Nodes for validation, compliance history, integration, and a live explorer for transparency. Start with our base network, then scale as your transaction volume grows.

02

SETTLEMENT

NabdBFT consensus with deterministic finality

Settlement is confirmed and irreversible in seconds. Guarantee fund and net debit caps enforce risk limits at the protocol level.

03

ISO20022

ISO 20022 messaging for domestic rails integration

Transactions carry ISO 20022 envelopes natively, with full indexing for audit trail and reconciliation.

04

OWNERSHIP

On-chain asset lifecycle management

Issue, transfer, freeze, and burn tokens via smart contracts with role-based permissions and on-ledger audit history.

05

BIOMETRICS

Biometric POS with off-chain template storage

Biometric matching stays in your private systems. Only verification logs are recorded on-ledger for audit.

PARTNERSHIP ECOSYSTEM

Building partnerships with industry leaders

Banking Sector

In Discussions

Government Sector

In Discussions

Technology Partners

In Discussions

Investment Partners

In Discussions

Strategic partnerships pending official announcement

ENTERPRISE READY

Procurement-ready delivery for regulated institutions

SECURITY

Security & Sovereignty

PDPL-aligned security for regulated environments: protected keys, auditability, and data separation.

Protected keys and controlled signing

Role-based operations and access controls

Operational segregation and audit logs

Monitoring and operational controls

PDPL-first data separation and audit-ready evidence

Encryption in transit and at rest

Privacy-ready

In-country deployment

Audit trails

In-country data residency

Data is stored and operated in-country to meet residency requirements

LOCAL

01

Deterministic Finality at Scale

FINAL

Deterministic finality in ~2 seconds and 4,000+ transactions per second, built for retail payments and institutional settlement.

02

ISO 20022 + Gateway SDK

ISO20022

REST APIs and SDK modules for banks, PSPs, wallets, and POS terminals.

03

Institutional pilot network

7 NODES

A ready-to-deploy pilot network for procurement and sandbox evaluation, with a clear path to scale.

04

In-country delivery

LOCAL

On-site pilots, integration support, and sovereign deployment guidance for in-country operators.

NabdBFT

Deterministic BFT Consensus

High Performance

Built in C for speed and security

Unified Build

Single verifiable source

Key Protection

Hardware-secured key storage

Enterprise Security

Integration with leading security providers

TRUST & COMPLIANCE

Security, Privacy & Auditability

01

SECURITY

In-country operations designed for regulated environments.

02

EVIDENCE

Audit-ready evidence, traceability, and operational controls.

03

PRIVACY

Data protection-first separation: no PII or biometric templates on-chain; sensitive data stays in your private systems.

04

AUDIT

Audit-grade ledgers: ISO 20022 indexing plus biometric verification history for disputes and audits.

REGULATORY ALIGNMENT

CENTRAL

Central bank

MARKETS

Capital markets

CYBER

Cybersecurity

PRIVACY

Data protection

SECURITY CONTROLS

In-country deployment

Geo-fencing

No PII on-chain

Encrypted PII store

ISO 20022 audit trail

Biometric privacy

EVIDENCE PACK

v3.1

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CONTACT

We're here to

HELP

EMAIL

info@rmoz.sa

We're here to help. Our team is available to answer your questions.

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RMOZ Financial Infrastructure

Secure and global infrastructure for settlement, tokenization, and biometric payments, deployed in-country.

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