Financial Infrastructure
The Infrastructure Behind Modern Finance
Instant settlements, secure payments, and digital ownership, deployed in-country with full regulatory compliance.
Instant Settlement
Secure Payments
Digital Ownership
Built-in Privacy
Settlement in seconds
Secure payments
Digital asset ownership
Full transaction tracking
Data privacy built-in
In-country deployment
Locally compliant
Ready for banks & enterprises
Settlement in seconds
Secure payments
Digital asset ownership
Full transaction tracking
Data privacy built-in
In-country deployment
Locally compliant
Ready for banks & enterprises
USE CASES
Real solutions for your business
From banks to retailers, we provide the infrastructure for payments and digital ownership.
Developers & Investors
Real Estate & Assets
Fractional property ownership with transparent, auditable digital records.
Secure title records
Retailers & Consumers
Retail Payments
Fast, secure point-of-sale payments with full tracking.
Settlement in seconds
Manufacturers & Distributors
Supply Chain
Track products from source to consumer with provenance proof.
Full transparency
Businesses & Suppliers
Invoicing & Reconciliation
Automatic invoice matching and instant settlement between parties.
Instant matching
Brands & Customers
Loyalty Programs
Digital loyalty points transferable across partner networks.
Interoperable points
Banks & Financial Institutions
Interbank Settlement
Instant, final settlement between financial institutions.
Instant finality
FOUNDATION
Built for regulated settlement and ownership
SOVEREIGN INFRASTRUCTURE
In-country sovereign deployment
In-country deployment with audit-ready controls and alignment to local regulatory and privacy requirements.
LOCAL
Deployment
REG
Regulatory
01
FUND
Guarantee Fund
Risk-controlled Settlement
Reduce counterparty exposure with guarantee fund and net debit caps built into the settlement layer.
02
FINAL
Legal finality
Legal Finality
Close reconciliation in seconds instead of days, with finality aligned to local legal frameworks.
03
LOCAL
Data residency
Sovereign Deployment
Pass data residency requirements on day one with in-country hosting and no cross-border replication of personal data.
04
ASSETS
Ownership
Tokenized Ownership
Launch fractional ownership products faster with built-in institutional controls and audit-ready history.
05
No PII
Privacy
Biometric Payments
Cut checkout time and card dependency while maintaining auditable verification logs for compliance.
BUILT FOR YOU
Sovereign Financial Infrastructure for Every Ecosystem Participant
Enterprises
Banks
Developers
Regulators
2,600+ TPS
Minimum Network Setup
Enterprises & SMEs
Production-Ready Use Cases
Transform your business operations with immutable records, instant settlements, and full transparency with an audit trail for every transaction.
Supply chain traceability: prove origin of products and raw materials
Automated invoice reconciliation: instant settlement between parties
Digital contracts: sign and execute with full audit trail
Loyalty and rewards programs: tokenized exchangeable points
Asset tokenization: fractional ownership of real estate and equipment
REGULATORY CONFIDENCE
Art. 131
CBUAE Law
Settlement finality aligned with ledger commitment
Art. 6
KSA Law of Payments
Irrevocable settlement upon consensus
FATF R16
Travel Rule
Schema enforcement for required fields
Zero-Hour
Bankruptcy Protection
Settled funds protected from clawback
Platform Metrics
01
FINALITY
NabdBFT
~2s
Final settlement confirmation. No reversals, no forks.
02
CAPACITY
Throughput
4K+
Transactions per second.
03
20022
Native
ISO
Native message envelopes for transaction tracking and reconciliation.
04
PDPL
Compliant
0
PII on-ledger. Hashes and audit logs only.
Don't take our word for it. Try it yourself.
Our testnet is live now. Explore the explorer, review transactions, and see the infrastructure in action.
Explore Testnet
→WHY IT MATTERS
The infrastructure problem RMOZ solves
Institutional tokenization and settlement are slowed by fragmented stacks, duplicated compliance, and jurisdictional incompatibility that increases cost and risk.
RMOZ APPROACH
Deploy national, regional, or enterprise instances governed locally, then connect them through standards, policy controls, and audit trails that regulators and institutions can review.
01
Fragmented tokenization stacks
Multiple ledgers, registries, and issuers create reconciliation overhead and operational risk.
02
Compliance duplicated everywhere
Each institution rebuilds policy controls, evidence packs, and reporting layers for every use case and rollout.
03
Jurisdictions cannot interoperate
Different rules, data residency requirements, and finality frameworks make cross-border coordination slow and complex.
04
Standards-based interoperability
Independent deployments can align on standards and auditability without forcing a shared, cross-border control plane.
APPLICATIONS
Procurement-ready deployment tracks for regulated institutions.
01
SOVEREIGN
Sovereign Blockchain as a Service
Deploy a complete private blockchain in-country. Nodes for validation, compliance history, integration, and a live explorer for transparency. Start with our base network, then scale as your transaction volume grows.
02
SETTLEMENT
NabdBFT consensus with deterministic finality
Settlement is confirmed and irreversible in seconds. Guarantee fund and net debit caps enforce risk limits at the protocol level.
03
ISO20022
ISO 20022 messaging for domestic rails integration
Transactions carry ISO 20022 envelopes natively, with full indexing for audit trail and reconciliation.
04
OWNERSHIP
On-chain asset lifecycle management
Issue, transfer, freeze, and burn tokens via smart contracts with role-based permissions and on-ledger audit history.
05
BIOMETRICS
Biometric POS with off-chain template storage
Biometric matching stays in your private systems. Only verification logs are recorded on-ledger for audit.
PARTNERSHIP ECOSYSTEM
Building partnerships with industry leaders
Banking Sector
In Discussions
Government Sector
In Discussions
Technology Partners
In Discussions
Investment Partners
In Discussions
Strategic partnerships pending official announcement
ENTERPRISE READY
Procurement-ready delivery for regulated institutions
SECURITY
Security & Sovereignty
PDPL-aligned security for regulated environments: protected keys, auditability, and data separation.
Protected keys and controlled signing
Role-based operations and access controls
Operational segregation and audit logs
Monitoring and operational controls
PDPL-first data separation and audit-ready evidence
Encryption in transit and at rest
Privacy-ready
In-country deployment
Audit trails
In-country data residency
Data is stored and operated in-country to meet residency requirements
LOCAL
01
Deterministic Finality at Scale
FINAL
Deterministic finality in ~2 seconds and 4,000+ transactions per second, built for retail payments and institutional settlement.
02
ISO 20022 + Gateway SDK
ISO20022
REST APIs and SDK modules for banks, PSPs, wallets, and POS terminals.
03
Institutional pilot network
7 NODES
A ready-to-deploy pilot network for procurement and sandbox evaluation, with a clear path to scale.
04
In-country delivery
LOCAL
On-site pilots, integration support, and sovereign deployment guidance for in-country operators.
NabdBFT
Deterministic BFT Consensus
High Performance
Built in C for speed and security
Unified Build
Single verifiable source
Key Protection
Hardware-secured key storage
Enterprise Security
Integration with leading security providers
TRUST & COMPLIANCE
Security, Privacy & Auditability
01
SECURITY
In-country operations designed for regulated environments.
02
EVIDENCE
Audit-ready evidence, traceability, and operational controls.
03
PRIVACY
Data protection-first separation: no PII or biometric templates on-chain; sensitive data stays in your private systems.
04
AUDIT
Audit-grade ledgers: ISO 20022 indexing plus biometric verification history for disputes and audits.
REGULATORY ALIGNMENT
CENTRAL
Central bank
MARKETS
Capital markets
CYBER
Cybersecurity
PRIVACY
Data protection
SECURITY CONTROLS
In-country deployment
Geo-fencing
No PII on-chain
Encrypted PII store
ISO 20022 audit trail
Biometric privacy
EVIDENCE PACK
v3.1
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CONTACT
We're here to
HELP
info@rmoz.sa
We're here to help. Our team is available to answer your questions.
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